How are retirement accounts handled in divorce?

Retirement accounts are commonly divided as part of marital property. The mechanics depend on account type (401(k), 403(b), pension, IRA, government plans). Division often requires formal orders and careful implementation steps to avoid errors.

What is a QDRO?

A QDRO (Qualified Domestic Relations Order) is a legal order used to divide certain employer retirement plans (like a 401(k) or pension) in divorce. While attorneys draft/obtain the order, we help you understand the financial implications, coordinate implementation steps, and integrate results into your post-divorce plan.

How do you help with pensions?

We help translate pension language into decision-ready analysis—comparing options such as shared payments later versus offsets today, and how each choice impacts long-term security.

How do you evaluate “keep the house” decisions?

Keeping the house can be emotional—and financially risky. We model:

Mortgage/taxes/insurance/maintenance
Refinance feasibility and cash requirements
Opportunity cost (tying up capital)
Sale scenarios and potential tax impacts

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.