How do you handle equity compensation (RSUs, stock options, performance awards)?

Equity compensation is frequently misunderstood in divorce. We help you:

Organize grants by grant date, vesting schedule, and plan type
Translate awards into scenario-based values (including tax considerations and concentration risk)
Map expected vesting to cash-flow planning
Your attorney will advise on legal characterization; we focus on financial impact and implementation planning.
Do you help with executive compensation (bonuses, deferred comp, SERPs, nonqualified plans)?

Yes. Executive plans often have restrictions and tax consequences that materially change value. We help you analyze:

Vesting and payout schedules
Tax timing and withholding realities
What is transferable vs. non-transferable in practical terms
Settlement scenarios that reflect the true economics of the benefit
What about carried interest, private equity, venture funds, and capital calls?

Private investments can create surprises: capital calls, illiquidity, long time horizons, and uncertain valuations. We help you model:

Ongoing obligations (future capital calls and fees)
Liquidity planning (how to fund obligations without forced sales)
Scenario outcomes if distributions occur earlier or later than expected
Practical ownership/transfer considerations where permitted
How do you evaluate closely held business interests in divorce?

We help you understand how business value and cash flow affect settlement options, including:

What drives value (sustainable earnings, owner add-backs, customer concentration, key-person risk)
How business income differs from taxable income and spendable cash flow
Buyout vs. co-ownership implications (risk, control, liquidity, and tax)
Practical considerations for settlement terms (timing, contingencies, security)
We do not provide legal opinions, but we help quantify tradeoffs and implementation realities.
How do you address multiple properties and real estate entities (LLCs, partnerships, syndications)?

We help you:

Organize properties by ownership, debt, cash flow, and tax attributes
Model “keep vs. sell” decisions with realistic carrying costs and after-tax outcomes
Evaluate entity-level considerations (partner agreements, refinance feasibility, distribution policies)
Build a post-divorce real estate cash-flow plan to avoid liquidity crunches
Why does liquidity matter so much in HNW divorces?

You can be “asset rich” and “cash poor.” Many affluent assets are illiquid (private businesses, partnerships, real estate, deferred comp). We build a plan that answers:

What cash is available now?
What cash is likely available later (and how reliable is it)?
What expenses and obligations must be funded in the meantime (taxes, support, tuition, capital calls)?
How do you handle concentrated stock positions and trading constraints (including 10b5-1 plans)?

When one stock dominates net worth, risk management becomes central. We help you evaluate:

After-tax outcomes of staged diversification vs. concentrated retention
Downside risk and cash-flow needs
Timing constraints (blackout windows, trading plans) and practical implementation steps
What about trusts, inheritances, and estate planning structures?

High-net-worth households may have trusts or inherited assets with unique documentation and rules. While your attorney will advise on legal characterization, we help you:

Inventory and map assets to accounts, entities, and beneficiaries
Model cash flow and long-term planning impacts under different outcomes
Identify post-divorce planning needs (insurance, liquidity, beneficiary updates)
How do you address multi-state residency and state tax differences?

Affluent families often have multi-state ties (second homes, businesses, income sourced across states). We help you evaluate:

State tax exposure and withholding considerations
Post-divorce filing status impacts
Planning considerations that affect net outcomes (timing of transactions, estimated taxes, entity payments)
The goal is to keep decisions focused on net spendable wealth, not just gross values.

How do you incorporate college planning and private school expenses into the analysis?

Education expenses can be significant and long-dated. We help you:

Model tuition/education costs over time and identify funding sources
Evaluate how 529 plans fit into settlement structures
Build a realistic cash-flow plan so education commitments remain sustainable
What is your approach to “lifestyle analysis” for high earners?

We translate spending patterns into a defensible picture of:

Baseline needs vs. discretionary spending
One-time transition costs
Ongoing affordability under multiple settlement and support scenarios
This reduces guesswork and helps prevent post-divorce financial stress.